Affordable Individual Health Coverage | Fredrick Insurance Brokers

What sets Us Apart?

Freedom of Multiple Carriers

We are independent brokers. This allows us to make the BEST recommendation for an individual instead of one size fits all plans. You win because our service is based on your circumstances.

Custom Plans for Your Needs

Another advantage of being independent brokers is having seen many different and unique situations. We can mix and match the exact health coverage that is perfect for you.

We Cover the Details

We make sure to explain all options so that you can make educated decisions, and help you develop a coverage strategy that is just right for you and your loved ones.

Continued Service

As your personal brokers, we are here for you whenever you need us. Our service does NOT stop when we get you better health care. That’s only the beginning.

Individual Health Insurance Quote

Our Signature Plan

While we have access to many carriers and their different products and plans, we have our favorites because they serve our clients the best. You are the one that matters. Nobody wants to pay for insurance; nobody really likes thinking about it, that’s why we have done the work for you. We only work with tried and true companies that have been around awhile and have a great reputation
If you will take the time to be educated, we will empower you with tools and knowledge so you can get the best value for you and your family. Our flagship plan offers the following:
  • No deductible options
  • First Dollar Coverage
  • Teledoc 24/7 365 days access to a doctor at no additional charge. This is a great way to get common every day prescriptions called in for you after hours or on the weekend, but it will save you a trip to the doctor at any time.
  • Concierge Service Should you have the unfortunate event of ending up in the hospital, the service will negotiate your medical bills.  Yes, everything in life is negotiable, but in this case you have experts to do it on your behalf at no additional charge.
  • 24/7 Coverage On/Off the job
  • 360 Coverage in case of a critical illness
  • Highly Reputable PPO Network

An Example of Our Signature Plan

In this scenario, we have a 40-year-old family with two children under 18 years in Dallas, Texas needing both medical and dental insurance.

Health Plan Coverage Chart 2019
We can help people who have certain medical issues like osteoarthritis or they might be taking a medication like metformin. We do all this at reasonable prices that won’t break the bank.

Understanding the Numbers

What some people don’t realize is that they are paying to self-insure. What do we mean by that. Let’s say you are paying $367/month in premium but you have a $3,500 deductible on a plan meaning you must spend that $3,500 before you get an 80/20 coverage with your current insurance coverage. Then you have a max out of pocket of, lets say $10,000 before you get 100% coverage.
Divide 3,500 by 12 months. That comes to $291.66. Add $291.66 and $367/monthly premium. Now you are really paying $658.67 for your coverage.
We can insure children on their own.  
If you have insurance supplied to you at work, but when you add your children and/or spouse, the prices goes way up.  We can cover your children while you and your spouse accept the insurance provided by your employer.
GAP Insurance
Do you have a huge deductible? Is this what your company provided you or did you just choose the high deductible so you could afford the insurance plan? We can help you with a very affordable GAP plan to cover that deductible.

A Personal Touch

Fredrick Insurance Brokers is a family owned and operated firm run by Katherine Clark-Fredrick and her son, John Fredrick.

We personally make sure every client and person is taken care of and treated like family. That’s just how we do business.

We take the time to educate and guide our clients to plans that actually benefit them for their given situation. This allows us to provide the best understanding and concern for you and every employee you have.



Fredrick Health Insurance Brokers

We also offer group, self-employed, small business, and teacher insurance coverage. Please contact us today for a fair and honest insurance quote.

Let's Talk About Your Situation

No matter your circumstances, we’ll likely be able to create a plan to give you better coverage for less.