Privacy Policy

Fredrick Insurance Brokers

Effective Date: January 9, 2026

Last Updated: January 9, 2026

Overview

Fredrick Insurance Brokers (“we,” “us,” “our”) respects your privacy and is committed

to protecting it through this Privacy Policy. This Policy describes how we collect,

use, disclose, and safeguard information when you visit our website, request a quote,

book a consultation, or communicate with us.

Information We Collect

We may collect information you provide directly to us, including:

Contact information: name, email address, phone number, mailing address.
Insurance and quote information: details needed to evaluate eligibility
and provide insurance quotes or services (for example, household or business details,

coverage interests, and other information you provide during a consultation).
Communications: information you provide when you call, email, submit forms,
or otherwise contact us.
Website usage information: IP address, browser type, device information,
pages visited, referring/exit pages, and similar analytics data collected via cookies

or similar technologies.

How We Use Information

Provide quotes, consultations, and customer service.
Respond to inquiries and requests.
Deliver administrative communications related to services you requested
(for example, appointment scheduling, quote follow-ups, renewal reminders,

or policy service communications).
Improve our website, services, and user experience.
Maintain security, prevent fraud, and comply with legal obligations.

How We Share Information

We may share information in the following circumstances:

With insurance carriers and related partners as needed to provide quotes,
applications, coverage options, and policy servicing.
With service providers (vendors and subcontractors) who perform services on
our behalf (for example, customer support, hosting, analytics, communications tools),

and who are authorized to use information only as necessary to provide those services.
For legal and compliance reasons if required by law, regulation, subpoena,
court order, or to protect rights, safety, and security.

Text Messaging, Mobile Information, and Consent

No mobile information will be shared with third parties or affiliates for marketing

or promotional purposes. Information sharing to subcontractors in support services

(e.g., customer service) is permitted. All other use case categories exclude text

messaging originator opt-in data and consent; this information will not be shared

with any third parties.

If you opt in to receive SMS messages, you can opt out at any time by replying

STOP (details are also described in our Terms and Conditions).

Cookies and Analytics

We may use cookies and similar technologies to operate the site, remember preferences,

understand traffic patterns, and improve performance. You can control cookies through

your browser settings. Disabling cookies may limit certain features.

Your Choices

Marketing preferences: You may opt out of marketing communications
by following unsubscribe instructions (where applicable) or contacting us.
SMS opt-out: You may opt out of text messages at any time by replying STOP.

Data Security

We use reasonable administrative, technical, and physical safeguards designed to

protect information. No method of transmission or storage is 100% secure, and we

cannot guarantee absolute security.

Data Retention

We retain information for as long as reasonably necessary to fulfill the purposes

described in this Policy, comply with legal obligations, resolve disputes, and enforce

agreements.

Children’s Privacy

Our website and services are not directed to children under 13, and we do not knowingly

collect personal information from children under 13.

Changes to This Policy

We may update this Privacy Policy from time to time. The “Last Updated” date will reflect

the most recent changes.

Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us at: