Terms and Conditions
Fredrick Insurance Brokers
Effective Date: January 9, 2026
Last Updated: January 9, 2026
1. Acceptance of Terms
By accessing or using this website, you agree to these Terms and Conditions (“Terms”).
If you do not agree, do not use the site.
2. About Our Services
Fredrick Insurance Brokers is an independent insurance agency that assists individuals,
families, and businesses with insurance education, comparisons, and quotes across
available options. We do not provide legal or tax advice. Coverage availability,
eligibility, and pricing are determined by the insurance carrier and the terms of any
applicable policy.
3. Permitted Use
You agree to use the website for lawful purposes only and not to:
- Attempt unauthorized access to the site or its systems.
- Introduce malware or disrupt site operations.
- Copy, reproduce, or exploit site content except for personal, non-commercial use.
4. Intellectual Property
All website content (text, graphics, logos, and design) is owned by or licensed to
Fredrick Insurance Brokers and is protected by applicable intellectual property laws.
You may not use it without prior written permission, except as allowed by law.
5. Third-Party Links
This website may contain links to third-party websites. We are not responsible for
third-party content, policies, or practices. Use third-party sites at your own risk.
6. Disclaimer of Warranties
This website and its content are provided “as is” and “as available.” We make no
warranties of any kind, express or implied, regarding the website’s operation,
availability, or content accuracy.
7. Limitation of Liability
To the fullest extent permitted by law, Fredrick Insurance Brokers will not be liable
for any indirect, incidental, consequential, special, or punitive damages arising from
or related to your use of the website.
8. Indemnification
You agree to indemnify and hold harmless Fredrick Insurance Brokers from claims,
liabilities, damages, losses, and expenses arising out of your use of the website or
violation of these Terms.
9. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict
of law principles.
10. Changes to These Terms
We may update these Terms at any time. Continued use of the website after changes means
you accept the updated Terms.
11. SMS Messaging Terms
Fredrick Insurance Brokers SMS Program
When users opt in, they can expect messages related to insurance quotes and
consultations, appointment scheduling and reminders, quote follow-ups, policy service
communications, renewal reminders, and customer support.
You can cancel the SMS service at any time by texting STOP to
(972) 375-0507. After you send the SMS message “STOP” to us,
we will send a confirmation message that you have been unsubscribed. After this, you
will no longer receive SMS messages from us. If you want to join again, simply sign up
as you did the first time.
If you are experiencing issues with the messaging program, reply with the keyword
HELP for more assistance, or contact us directly at
Carriers are not liable for delayed or undelivered messages. Message and data rates may
apply. Message frequency may vary. For questions about your text or data plan, contact
your wireless provider.
For privacy-related questions, please review our Privacy Policy on our website.
Additional SMS Notes
- Consent to receive text messages is not a condition of purchase.
- We may send messages using an automatic telephone dialing system or similar
technology, where permitted.
12. Contact
Fredrick Insurance Brokers
Phone: (972) 375-0507