We’re here.
Let’s figure out insurance together.

No confusing forms. No sales pressure. Just a real conversation with a Texas insurance expert who genuinely wants to help you find the right coverage.

Request a Free Quote Call (972) 375-0507

Free consultation
No pressure
Zero broker fees

50+ Carriers compared
$0 Broker fees — always
5.0★ Google rated
20+ Years serving North Texas

Get in touch

Choose the way that works best for you.

Whether you prefer a quick call, filling out a form, or booking a time online — we’re available and ready to help.

Call or text (972) 375-0507
Mon–Fri · 9:00 AM – 5:00 PM CT
Denton, TX — serving all of North Texas
Book a free 20–30 minute consultation

Your information is safe

We never sell or share your personal information. What you share stays between you and our team — period.

Zero broker fees — always

Our service is completely free to you. We’re compensated by carriers, not clients. You pay the same premium whether you use a broker or not — so why not get expert guidance?

Fast response

We typically respond within a few hours on business days. If you need something urgent, call us at (972) 375-0507 for the fastest response.

Katherine took two hours explaining every option to us. We left actually understanding our insurance for the first time. That’s rare.

Denton Family Health Insurance Client

Tell us a little about yourself

We’ll do the rest — no spam, no pressure, no obligation.

What happens next

Simple. Transparent. On your timeline.

Reaching out is just the first step — here’s exactly what to expect when you contact us. No surprises.

We have a conversation

Katherine or John reaches out to learn about your situation — your health, your budget, your family. No scripts. No quotas. Just a genuine conversation about what you need.
We compare your options

We search across 50+ carriers and present your best options side by side — in plain English. You see the differences, the real costs, and the trade-offs so you can decide with confidence.
We stay with you

Enrollment is just the beginning. Claims questions, policy changes, annual reviews — we’re your broker for the long haul. You call, we answer. That’s a promise.

Who we help

Does this sound like your situation?

We work with all kinds of people across North Texas. If you see yourself below — we can help.

Families & individuals

Looking for a plan that covers everyone without draining your savings every month.
Self-employed & 1099

Freelancers and contractors who need real coverage without the corporate price tag.
Small business owners

Need to offer employees benefits but don’t know where to start? We handle all of it.
Texas teachers & educators

Denton ISD and North Texas educators — TRS supplement specialists.
Job changers & life transitions

Lost employer coverage or moving to Texas? We get you covered quickly.
Confused by insurance

Don’t know where to start? That’s exactly who we built this agency for.

Book a free consultation

Prefer to talk directly?

No hold music. No back-and-forth. Pick a time that works for you and we’ll be ready — on time, prepared, and focused entirely on your needs.

Book a Free Consultation

Free — no obligation
20–30 minutes, phone or video
Zero broker fees, always

Common questions

Before you reach out — quick answers.

Is the consultation really free?

Yes — completely. There is no charge for our time, our advice, or our plan comparisons. Brokers are compensated by insurance carriers, not by clients. You pay the exact same premium whether you use us or go directly to a carrier. The only difference is that with us, you get an expert in your corner.

Do you work with multiple carriers?

Yes — we compare plans from 50+ insurance carriers. We’re independent, which means we have no loyalty to any single company. We recommend only what’s genuinely best for your situation.

Can you help me compare plans side by side?

Absolutely — that’s one of the most valuable things we do. We present your options in plain English so you can clearly see the differences in cost, coverage, deductibles, and networks. No insurance jargon, no confusing spreadsheets.

Do you help me after I’m enrolled?

Yes — and this is where we really stand apart. Most agencies disappear after the sale. We stay with you for claims questions, billing disputes, policy changes, ID cards, and annual renewals. You get Katherine or John’s direct line — not a call center.

What types of insurance do you offer?

We specialize in health insurance, dental insurance, life insurance, group benefits, small business coverage, income replacement (disability), and teacher-specific supplement plans for TRS coverage. We serve individuals, families, self-employed professionals, and employers throughout North Texas.

Ready to get started?

One conversation can change
everything about your coverage.

Stop overpaying, stop guessing, stop being confused by insurance. Let Katherine and John take the load off your shoulders — with honest advice, zero pressure, and zero fees.

Request a Free Quote (972) 375-0507

Mon–Fri 9AM–5PM CT
Zero broker fees, always
5.0 Google rated — leave a review

Fredrick Insurance Brokers is an independent licensed insurance agency serving Denton, TX and all of North Texas. Licensed by the Texas Department of Insurance. Insurance products and availability vary by state and individual circumstances. This page does not represent all available Qualified Health Plan options. To review all available ACA marketplace plans, visit HealthCare.gov.

Independent, family-owned health insurance agency serving Denton, TX and all of North Texas. Katherine Clark & John Fredrick work in the best interest of their clients, not the carriers.