Insurance solutions · North Texas
Coverage for every stage of
life and business.
From individual and family health cover to dental, teachers, small business and group benefits — we compare 50+ carriers and help you understand what actually fits. One conversation, zero broker fees.
- Independent broker — no carrier bias
- Free consultation, no pressure
- Serving Denton & all of North Texas
- 6 Coverage areas to choose from
- 50+ Carriers compared for you
- $0 Broker fees — always
Coverage options
Find the coverage that fits.
Health insurance
Health cover built around how you actually use it.
Health insurance has become harder to understand every year. We help individuals and families compare what is genuinely available — then explain the trade-offs in plain English, so the plan you choose still makes sense in twelve months.
Key coverage options
- You choose your doctor
- No outpatient deductible
- You can’t be dropped
- Flat-rate inpatient co-pay
- 24/7 telemedicine
- Patient advocacy
For educators
Insurance options for North Texas educators.
We love and admire our teachers, and it is genuinely gratifying to put money back in their pockets. We work with Denton ISD and North Texas educators as TRS supplement specialists, comparing what is available alongside your district cover.
How we help educators
- TRS supplement specialists
- Denton ISD & North Texas educators
- Individual & family health options
- Dental with zero waiting periods
- Compared across 50+ carriers
- Zero broker fees, always
Self-employed
Coverage that works around your business.
Working for yourself means no employer benefits package and no HR department to explain one. We help freelancers, contractors and sole proprietors find individual and family cover that fits an irregular income — and we stay with you once it is in place.
What we can look at together
- Individual & family health plans
- Dental with zero waiting periods
- Any doctor, any network
- 24/7 telemedicine included
- Cover that can’t be dropped
- Options for sole proprietors
Small business
Benefits that make financial sense for a small team.
If you employ between 2 and 50 people, offering cover usually means a quote you cannot justify. We design level-funded plans around the team you actually have, so the business can offer real benefits without the standard group price tag.
Benefits your team will notice
- Small businesses, 2–50 employees
- Level-funded plan design
- First-dollar coverage
- Any doctor, any network
- 24/7 telemedicine included
- Patient advocacy (Karis Group)
Group benefits
A benefits package that helps you keep good people.
Employers come to us because the renewal went up again, or because they are offering benefits for the first time and do not know where to start. We compare the market independently, then handle enrollment, administration and the annual renewal review.
What can be arranged
- Group health insurance
- Group dental
- Group disability
- HMO / PPO plans
- HDHP + HSA plans
- Employer-paid & voluntary options
Dental insurance
Coverage for the care you use every day.
Dental is the cover people actually claim on — and the one most often written with a waiting period attached. Ours is available individually, for a family, for a group, or on an association basis, and it works from day one.
What the plan includes
- Zero waiting periods
- Use any dentist
- Up to $3,000 yearly max
- Carryover benefits
- 70% on major services
- Low deductibles
Need help choosing?
Not sure which coverage fits your situation?
Tell us a little about yourself and what you’re looking for. We’ll explain your options and help you work out where to start — no pressure, no obligation.
Our process
Three simple steps to better coverage.
Whichever coverage you land on, getting there works the same way — on your schedule, at your pace.
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Tell us what you need
A focused, no-pressure conversation about your situation — your health, your budget, your family or your team. No forms, no sales pitch.
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Compare your options
We search 50+ carriers and present your best options side by side — in plain English, with the costs and trade-offs shown clearly.
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Get ongoing support
After enrollment we stay with you — claims help, annual reviews, policy changes. You call, we answer.
Ready when you are
Let’s find coverage
that works for you.
Our local advisers are ready to assess your needs. Get clear guidance, compare your options, and take the next step with confidence — no pressure, no obligation.
- Independent — no carrier bias
- 50+ carriers compared
- Zero broker fees
Fredrick Insurance Brokers is an independent licensed insurance agency serving Denton, TX and all of North Texas. Licensed by the Texas Department of Insurance. Insurance products and availability vary by state and individual circumstances. This page does not represent all available Qualified Health Plan options. To review all available ACA marketplace plans, visit HealthCare.gov.
Independent, family-owned health insurance agency serving Denton, TX and all of North Texas. Katherine Clark & John Fredrick work in the best interest of their clients, not the carriers.
502 W Oak St STE 102A, Denton, TX 76201
(972) 375-0507
Monday – Friday · 9:00 AM – 5:00 PM
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