Zero waiting periods
No waiting for preventive, basic, or major services. Your coverage is active the day your plan starts — for fillings, crowns, root canals, and everything in between.
Dental Insurance · DFW & NORTH TEXAS
Dental coverage
with zero waiting.
Individual, group, or association plans — with no waiting periods on anything. Available to working, non-working, and retired individuals up to age 99. Powered by Delta Dental through AFEUSA — a PPO-type program you can use with any dentist, in most states.
- No waiting periods — on anything
- Use any licensed dentist
- Eligible up to age 99
- Zero Waiting periods, any service
- $3,000 Yearly maximum, best plan
- 99 Maximum eligible age
Why it’s different
The dental plan that actually covers you from day one.
Most dental plans make you wait 6 to 12 months before covering major work — crowns, root canals, extractions. If you need that work done today, you’re on your own. Not with this plan.
Our Delta Dental PPO plan through AFEUSA has absolutely no waiting periods for any type of service — preventive, basic, or major. No separate maximums for major work. No tricks in the fine print.
Use it the day your coverage starts. That’s the whole point.
Who qualifies
- Currently employed individuals
- Non-working & stay-at-home
- Retired — up to age 99
- Families & dependents
- Small groups & associations
Available in most states. Not available in: AK, ID, ME, MA, MT, NC, NY, NV, OR, UT & WA.
Plan highlights
Everything you need. Nothing held back.
This isn’t a stripped-down discount plan. It’s a full PPO dental program with the features most plans reserve for premium tiers.
Use any dentist
This is a PPO-type program — use any licensed dentist. For enhanced coverage, choose a Delta Dental network provider. Your dentist, your choice.
Up to $3,000 yearly max
The best plan pays up to $3,000 per year — and unused benefits carry over, meaning you can bank up to twice that amount for future dental needs.
Carryover benefits
Don’t lose unused benefits at year’s end. Carry them forward and build up to double your yearly maximum — a feature most plans simply don’t offer.
70% on major services
Most plans cap major coverage at 50%. Ours pays up to 70% — with no separate maximum for major work. Crowns, bridges, and more are genuinely covered.
Low deductibles
Choose a deductible that fits your budget — from $150 on the Economy plan down to $50 on the Best plan, the lowest tier available.
Sample quote only. Prices shown are illustrative estimates for a single non-tobacco adult in Denton, TX 76201. Your actual premium depends on age, household size, tobacco use, ZIP code, and plan selected. Contact us for a personalized quote.
Choose your plan Sample pricing
Three plans. Real coverage. Honest prices.
All three plans carry zero waiting periods. Pick the tier that fits your budget and coverage goals.
Rates shown are estimates — your actual rate will vary
Economy plan
$38 /mo single
Family from $77.70/mo
Sample rate- No waiting periods
- Use any dentist
- $150 deductible
- PPO network access
- Benefit carryover
Get my actual rate
Sample rate — actual premium varies by age, ZIP & household
Mid plan
Popular~$45 /mo single
See rates sheet for exact pricing. Family rates vary by household size.
Sample rate- No waiting periods
- Use any dentist
- $100 deductible
- Enhanced network coverage
- Higher yearly max + carryover
Get my actual rate
Sample rate — actual premium varies by age, ZIP & household
Best plan
Best value$52 /mo single
Family from $146.44/mo
Sample rate- No waiting periods
- Use any dentist
- $50 deductible — lowest tier
- $3,000 yearly max
- 70% on major services
- Carryover up to $6,000 banked
Get my actual rate
Sample rate — actual premium varies by age, ZIP & household
Important — sample rates only. Prices shown are illustrative estimates for a single non-tobacco adult in Denton, TX 76201. Your actual monthly premium will depend on your age, ZIP code, household size, tobacco use, and the specific plan tier selected. All rates are subject to carrier approval and may change without notice. Plan provided through AFEUSA / Delta Dental. Not available in: AK, ID, ME, MA, MT, NC, NY, NV, OR, UT, or WA.
For accurate pricing call (972) 375-0507 (Mon–Fri 9am–5pm) or request your free personalized quote.
Side by side
Typical dental vs. our plan
| Feature | Typical dental | Our plan |
|---|---|---|
| Waiting period — major | 6–12 months | None — zero days |
| Coverage — major services | 50% | Up to 70% |
| Yearly maximum | $1,000–$1,500 | Up to $3,000 |
| Unused benefit carryover | Lost at year end | Rolls over — up to $6,000 |
| Provider freedom | In-network only | Any dentist, anywhere |
| Age eligibility | Often capped at 65 | Up to age 99 |
Common questions
Answers before you have to ask.
Really no waiting periods — on anything?
Correct. No waiting for preventive care, basic services (fillings, extractions), or major services (crowns, bridges, root canals). Your coverage is effective from day one — that’s not a typo, and there’s no fine print that undoes it.
Can I use my current dentist?
Yes. This is a PPO-type program, which means you can visit any licensed dentist. If your dentist is in the Delta Dental network, your benefits go further — but you’re never forced out of your existing relationship.
What does carryover mean exactly?
If you don’t use your full yearly maximum, the unused amount carries into the following year. On the Best Plan with a $3,000 max, you could accumulate up to $6,000 of available benefit — real protection for bigger dental work down the road.
Is this available in my state?
The plan is available in most states. It is not available in: Alaska, Idaho, Maine, Massachusetts, Montana, North Carolina, New York, Nevada, Oregon, Utah, or Washington. If you’re in any other state, you’re eligible to apply.
Can I add family members or apply for a group?
Yes — individual, family, group, and association-voluntary plans are all available. Family rates start from $77.70/month (Economy) and $146.44/month (Best Plan). Contact us if you’re enrolling a group or association and we’ll walk you through the process.
Ready to enrol?
Everything you need to apply today.
You’ve seen the plans, the coverage and the real costs. Apply online in a few minutes — or call our Denton team first. Free, no pressure.
Have questions first?
Talk to a broker.
No pressure. No obligation.
Our Denton team can help you compare plans, confirm your state eligibility, add family members, or answer any question before you apply.
